Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage lenders in Sonoma, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jennifer Brown at CrossCountry Mortgage
760 W Napa St, Sonoma, CA 95476
4153367782
Gary Umholtz at Rate (NMLS #302500)
190 W Napa St Suite #101, Sonoma, CA 95476
7074921126
CrossCountry Mortgage, LLC
760 W Napa St, Sonoma, CA 95476
7079331667
Rate
190 W Napa St Suite #101, Sonoma, CA 95476
7074921126
Chase Home Lending
501 Broadway, Sonoma, CA 95476
6172301818
Preferred Mortgage, Vicki Rogers
645 Broadway ste b, Sonoma, CA 95476
7072931154
CMG Financial
645 Broadway ste b, Sonoma, CA 95476
7077818180
Michael Brouse at Rate Reverse (NMLS #805832)
190 W Napa St Suite #101, Sonoma, CA 95476
7078888230
First Northern Bank - Mortgage Lending Office
583 1st St W, Sonoma, CA 95476
7079348777
What Does a Mortgage Lender in Sonoma Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $500 to $700, and title insurance of $2,000 to $4,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Sonoma?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a property appraisal and proof of homeowners insurance.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-day right of rescission for refinances.
Are there special loan programs for Sonoma County homebuyers?
Yes, the California Housing Finance Agency offers CalHFA loans for first-time buyers. Sonoma County also has down payment assistance programs for qualified residents.