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Looking for a mortgage lender in Simi Valley? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Simi Valley, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Simi Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Amerifund Home Loans
2655 First St Suite 250, Simi Valley, CA 93065
8052961470
Alameda Mortgage Corp. Mike Fisher
2775 Tapo St STE 203, Simi Valley, CA 93063
8008015626
Mark & Darci Richardson / Richardson Lending
3655 Alamo St UNIT 101, Simi Valley, CA 93063
8053042900
The Mortgage Gurus
1720 E Los Angeles Ave F, Simi Valley, CA 93065
3107733381
VALOR HOME FINANCE Inc.
1555 Simi Town Center Way #640, Simi Valley, CA 93065
8057788323
The Money Store
2655 First St #135, Simi Valley, CA 93065
8055598104
New American Funding - Simi Valley
45 W Easy St # 6, Simi Valley, CA 93065
7472986579
CSMC Mortgage
3655 Alamo St UNIT 101, Simi Valley, CA 93063
8052127710
Jerry Avila, Mortgage Broker NMLS #1674069
2655 First St UNIT 220, Simi Valley, CA 93065
8058147506
Nick Sherman at CrossCountry Mortgage
2655 First St Suite 250 Office 2, Simi Valley, CA 93065
8052177503
Reverse Loan Solutions
2655 First St Suite 250, Simi Valley, CA 93065
8007915626
Sapphire United Loans
2655 First St Suite 110, Simi Valley, CA 93065
8054227076
MRES Home Loans
3695 Alamo St #203, Simi Valley, CA 93063
8058765626
Jenni and Nick I The Sherman Team at CrossCountry Mortgage, LLC
2655 First St Suite 250, Simi Valley, CA 93065
8052791441
Mutual of Omaha Reverse Mortgage
2655 First St #250d, Simi Valley, CA 93065
8053016262
Alex Ramirez | VA Home Loan Pro NMLS# 450556
1555 Simi Town Center Way #640, Simi Valley, CA 93065
8058573708
Louis Kruglov - Home Loan Specialist
Simi Valley, CA 93094
8053200034
Chase Home Lending
2398 Sycamore Dr, Simi Valley, CA 93065
3327993505
US Bank Mortgage
Towne Center Shopping Center, 1475 E Los Angeles Ave, Simi Valley, CA 93065
8054165540
Westlake Mortgage
3605 Alamo St, Simi Valley, CA 93063
8054462115
Simi Valley residents can work with mortgage lenders to secure home loans for purchase or refinance. California law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand Ventura County market conditions and can guide you through the process.
What Does a Mortgage Lender in Simi Valley Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance of $1,500 to $3,000. Closing costs generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Simi Valley?
You will need pay stubs, tax returns, bank statements, and identification. California lenders also require a signed application and authorization to check your credit.
How long does it take to close a mortgage in California?
The average time to close a mortgage in California is 30 to 45 days. Delays can occur if additional documentation is needed or if appraisal takes longer.
Are there special mortgage programs for California first time home buyers?
Yes, California offers programs like the CalHFA loan which provides down payment assistance. These programs have income limits and require completion of a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.