Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage lenders in Santa Paula, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Triple C Mortgage Inc
138 N 10th St, Santa Paula, CA 93060
8059338100
Silver Mortgage Group Santa Paula
330 W Harvard Blvd suite b, Santa Paula, CA 93060
8054799283
Chase Mortgage
539 W Harvard Blvd, Santa Paula, CA 93060
8059339073
What Does a Mortgage Lender in Santa Paula Cost?
Typical mortgage lender costs in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $500 to $700, and title insurance of $1,500 to $3,000. Third-party costs like escrow fees and recording charges add several hundred dollars. These amounts vary by loan size and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Santa Paula?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in California?
The typical mortgage process in California takes 30 to 45 days from application to closing. This timeline can vary based on loan type and appraisal scheduling.
Are there California-specific mortgage programs for first-time buyers?
Yes, the California Housing Finance Agency offers CalHFA loans with down payment assistance for qualified first-time buyers. These programs have income and purchase price limits that apply in Santa Paula.