Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 14 mortgage lenders in San Marcos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Catania Mortgage Lender (VA, Conventional, FHA, Jumbo, and USDA loans) Veteran Operated
955 Boardwalk #350, San Marcos, CA 92078
7604683923
Sheri Arnold - S.E.A. Group at Fairway Independent Mortgage
955 Boardwalk STE 305, San Marcos, CA 92078
7608898791
Brian Simantel, Superb Mortgage and Real Estate, Inc.
733 Hollowbrook Ct, San Marcos, CA 92078
6193167044
Juan J Campa C2 Financial Corp San Marcos
100 E San Marcos Blvd Ste 432, San Marcos, CA 92069
7604816680
Brian Skaar - VanDyk Mortgage Corporation
276 Glendale Ave, San Marcos, CA 92069
7607524480
Scott Storrs The Expert Mortgage Broker Operated by C2 Financial
2526 Antlers Way, San Marcos, CA 92078
7603314557
Aramco Mortgage, Inc.
935 W San Marcos Blvd #100, San Marcos, CA 92078
8777000942
Richard Montano PGS Home Loans
1635 S Rancho Santa Fe Rd #204, San Marcos, CA 92078
7602246777
Platinum Mortgage Executives
1445 Horizon Ct, San Marcos, CA 92078
7606838898
Mortgage Licensing Group
145 Vallecitos De Oro, San Marcos, CA 92069
7602954040
TIME LENDING - Ignacio Ventura
277 Rancheros Dr Suite 160, San Marcos, CA 92069
7604733903
Chase Home Lending
348 S Twin Oaks Valley Rd Ste 155, San Marcos, CA 92078
3235745989
First California Funding A Mortgage Lender
215 S Pacific St #111, San Marcos, CA 92078
7604208680
US Bank Mortgage
190 S Rancho Santa Fe Rd, San Marcos, CA 92078
8008722657
What Does a Mortgage Lender in San Marcos Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $500 to $700, and title insurance costing about $1,000 to $2,500. Closing costs in San Diego County often total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in San Marcos?
You typically need pay stubs from the last 30 days, W-2 forms from the last two years, tax returns, bank statements, and a valid ID. California lenders also require a signed authorization to pull your credit report.
How long does it take to close a mortgage in California?
The average mortgage closing in California takes 30 to 45 days from application to funding. This timeline can vary based on loan type, appraisal availability, and underwriting requirements.
Are there special mortgage programs for California first-time buyers?
Yes, the California Housing Finance Agency offers the CalHFA program with down payment assistance and competitive rates for first-time buyers. These programs have income limits and require a homebuyer education course.