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Browse mortgage lenders serving San Carlos, California. Contact information and addresses listed below.
5 agents listed
Updated May 2026
San Carlos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage lenders in San Carlos, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HPI Financial
1149 Cherry St, San Carlos, CA 94070
6507419797
The Loan Group
Tivoli Building, 716 Laurel St, San Carlos, CA 94070
6503944651
Cal-West Home Loans Inc
569 Laurel St, San Carlos, CA 94070
6505917321
Chase Home Lending
845 Laurel St, San Carlos, CA 94070
6504649019
PNC Mortgage
796 El Camino Real Suite C, San Carlos, CA 94070
6505917188
Mortgage lenders in San Carlos, California help home buyers and homeowners secure financing for residential properties. These professionals assist with conventional loans, FHA loans, and jumbo loans, which are common in high-cost areas like the San Francisco Peninsula. California law requires lenders to be licensed under the California Financing Law and to provide clear disclosures about loan terms and fees.
What Does a Mortgage Lender in San Carlos Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance costs of $2,000 to $4,000. Third-party fees such as escrow and recording charges add several hundred dollars. These costs vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in San Carlos?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a government-issued ID. Lenders in California also require a signed authorization to pull your credit report.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-business-day right of rescission for most refinances, which can add time.
Are there special mortgage programs for first-time buyers in San Carlos?
Yes, California offers the CalHFA program with down payment assistance for qualified first-time buyers. San Mateo County also has local down payment assistance programs for eligible households.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.