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Browse mortgage lenders serving Ripon, California. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Ripon, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage lenders in Ripon, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ability Ambeck Mortgage
580 N Wilma Ave #D, Ripon, CA 95366
2095998550
Annette Roddan - IMS Lending Ripon
467 N Wilma Ave #1, Ripon, CA 95366
2096108042
BMO Bank N.A Branches
411 W Main St, Ripon, CA 95366
2095994275
Tri Valley Lending
120 W Main St B, Ripon, CA 95366
2095996692
Jerri Southorn @ Ability Mortgage.com
580 N Wilma Ave #D, Ripon, CA 95366
2096493943
No. 1 Mortgage
114 N Stockton Ave, Ripon, CA 95366
2092750526
Mortgage lenders in Ripon California help homebuyers and homeowners secure loans for purchasing or refinancing properties. These lenders guide clients through California specific regulations such as the Homeowner Bill of Rights which provides protections against foreclosure. Working with a local lender can simplify the process of obtaining a conventional FHA or VA loan in the Ripon real estate market.
What Does a Mortgage Lender in Ripon Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 500 to 700 dollars and title insurance costing 1,000 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These amounts vary by lender loan type and property location. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ripon California?
You typically need proof of income such as pay stubs and tax returns as well as bank statements and identification. California law requires lenders to verify your ability to repay the loan so be prepared to provide detailed financial records.
How long does it take to close a mortgage loan in California?
The average time to close a mortgage in California is 30 to 45 days. Delays can occur due to appraisal issues or document verification so staying responsive to your lender helps keep the process on schedule.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.