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Directory of mortgage lenders in Richmond, California. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Richmond, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage lenders in Richmond, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Griselda's Ledesma Mortgage Team
12553 San Pablo Ave, Richmond, CA 94805
5107587600
American Financial Network, Inc.
3260 Blume Dr #405, Richmond, CA 94806
5103235879
AmeriVerse Reverse Mortgage
3260 Blume Dr #410B, Richmond, CA 94806
5103358820
Jadestone Mortgage, Inc.
3260 Blume Dr # 410, Richmond, CA 94806
5102228840
Chase Mortgage
12121 San Pablo Ave, Richmond, CA 94805
5102154840
All California Mortgage Inc
3223 Blume Dr # 117, Richmond, CA 94806
5106628540
Chase Home Lending
3110 Hilltop Mall Rd, Richmond, CA 94806
5102234222
Classique Mortgage
3150 Hilltop Mall Rd Suite 6, Richmond, CA 94806
5106852760
Janice Carroll, Finance of America Mortgage LLC
3220 Blume Dr # 248, Richmond, CA 94806
5106692202
Mortgage lenders in Richmond California help home buyers and homeowners secure financing for residential properties. California law requires lenders to provide detailed loan estimates and follow strict disclosure rules under the California Financing Law. Local lenders in Richmond understand the unique housing market in the East Bay area and can guide you through the process of buying or refinancing a home.
What Does a Mortgage Lender in Richmond Cost?
Typical costs for a mortgage in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $500 to $700, and title insurance costing $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary based on loan type, property value, and lender fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Richmond California?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a signed application and a credit report authorization. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three day right of rescission for most refinances, which can add to the timeline. Delays can occur if the appraisal or title search takes longer than expected.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.