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Find Mortgage Lenders Near You in Rialto, CA

Looking for a mortgage lender in Rialto? Review the directory below to compare your options.

12 agents listed
Updated May 2026
Rialto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 mortgage lenders in Rialto, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Speedy Cash
120 W Baseline Rd, Rialto, CA 92376
9094213826
ACE Cash Express
745 E Foothill Blvd, Rialto, CA 92376
9098792959
Rialto Jewelry & Loan
722 E Foothill Blvd, Rialto, CA 92376
9098751555
Thinkwise Credit Union
1270 Renaissance Pkwy, Rialto, CA 92376
9098822911
Lendmark Financial Services LLC
1270 W Foothill Blvd Suite C, Rialto, CA 92376
9098207033
Arrowhead Credit Union
1432 S Riverside Ave, Rialto, CA 92376
8007437228
Pacific Cash Advance
123 W Foothill Blvd, Rialto, CA 92376
9095620100
Payday Advance
225 E Merrill Ave, Rialto, CA 92376
9093173277
Chase Home Lending
101 E Foothill Blvd, Rialto, CA 92376
6266253209
Happy Investments, Inc. Rialto CA
380 E Foothill Blvd A, Rialto, CA 92376
9097872676
Ignite Mortgage
3761 N Fernwood Ave, Rialto, CA 92377
9095787289
Marcos Rodriguez - Chase Home Lending Advisor - NMLS ID 670231
101 E Foothill Blvd, Rialto, CA 92376
6266253209

Mortgage lenders in Rialto, California help home buyers and homeowners secure financing for property purchases or refinancing. California law requires lenders to provide clear disclosures under the California Financing Law and federal Truth in Lending Act. Local lenders understand the Rialto real estate market and can guide you through loan options like FHA, VA, and conventional loans.

What Does a Mortgage Lender in Rialto Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Rialto?
You typically need pay stubs, tax returns, bank statements, and proof of assets. California lenders also require a valid ID and a credit check. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three day right of rescission for refinances. Delays can occur if appraisals or title work take longer.