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Looking for a mortgage lender in Redding? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Redding, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Redding, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1822 Buenaventura Blvd Suite 104, Redding, CA 96001
5302440913
Daniel Meyer - US Lending
2280 Bechelli Ln, Redding, CA 96002
5302765453
Aimee Adams at CrossCountry Mortgage
840 Hartnell Ave, Redding, CA 96002
5306046428
Tyler Tomlinson - US Lending Company
2280 Bechelli Ln, Redding, CA 96002
5306055850
Access Mortgage
2620 Larkspur Ln Ste O, Redding, CA 96002
5302236143
Neal Kinder - Silvergate Mortgage Group
930 Executive Way, Redding, CA 96002
5302093865
Omega Mortgage Group - West Redding
3637 Eureka Way, Redding, CA 96001
5309458884
Mandy Phillips, Branch Manager, Omega Mortgage Group
3637 Eureka Way, Redding, CA 96001
5309458884
Mortgage lenders in Redding, California help home buyers and homeowners secure financing for residential properties. California law requires lenders to be licensed under the California Financing Law and to provide detailed disclosures, including a Good Faith Estimate of closing costs. Local lenders in Redding understand the Shasta County real estate market and can guide you through loan options from conventional to FHA and VA loans.
What Does a Mortgage Lender in Redding Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal, credit report, and title insurance. Closing costs in California generally range from 2% to 5% of the purchase price. For a $400,000 home, you might pay $8,000 to $20,000 in total closing costs. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Redding?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does it take to close a mortgage in California?
The average mortgage closing in California takes 30 to 45 days. This timeline can vary based on loan type, appraisal scheduling, and underwriting review.
Are there special mortgage programs for first-time buyers in California?
Yes, California offers the CalHFA program with down payment assistance and competitive interest rates for first-time buyers. Local Redding lenders can help you determine if you qualify.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.