Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage lenders in Rancho Mirage, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NEXA Mortgage, Steve Dominguez
41-750 Rancho Las Palmas Dr Ste K-2, Rancho Mirage, CA 92270
7607743518
Sarrah DavenportGonzalez
2 Whispering Wind Ct, Rancho Mirage, CA 92270
9092544456
Primary Residential Mortgage, Inc.
69844 CA-111 g, Rancho Mirage, CA 92270
7605655532
Chase Mortgage
36101 Bob Hope Dr STE G1, Rancho Mirage, CA 92270
7603249398
SOCAL First-Time Homebuyer
69844 CA-111 g, Rancho Mirage, CA 92270
7606368750
What Does a Mortgage Lender in Rancho Mirage Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $800, and title insurance of $1,000 to $3,000. Closing costs usually range from 2% to 5% of the purchase price. These amounts vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Rancho Mirage?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage approval process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-day rescission period after signing loan documents for most refinances.
Are there special loan programs for California homebuyers?
Yes, California offers programs like the CalHFA FHA loan and the MyHome assistance program for first-time buyers. These programs provide down payment help and competitive interest rates for eligible borrowers.