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Compare Mortgage Lenders in Patterson, CA

Browse mortgage lenders serving Patterson, California. Contact information and addresses listed below.

8 agents listed
Updated May 2026
Patterson, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 mortgage lenders in Patterson, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Generations Home Loans- Brenda Araisa
4 N Salado Ave, Patterson, CA 95363
2096485534
Karie Lewis, REALTOR® Century 21
11 Plaza Cir suite A, Patterson, CA 95363
2099882631
U.S. Bank Branch
13 Plaza Cir, Patterson, CA 95363
2098923540
Patterson Financial
1701 E Marshall Rd, Patterson, CA 95363
2098928161
BMO Bank N.A Branches
5 Plaza Cir, Patterson, CA 95363
2098926114
Mason McDuffie Mortgage Company Bertha Medina
100 N 3rd St, Patterson, CA 95363
2093459229
JCG Home Loans
786 Beachwood Ln, Patterson, CA 95363
2092168959
The Money Store (TeamMedina)
100 N 3rd St, Patterson, CA 95363
2093459229

Mortgage lenders in Patterson California help home buyers and homeowners secure financing for home purchases and refinancing. California law requires lenders to be licensed under the California Financing Law and to provide clear loan estimates. Patterson is located in Stanislaus County, where median home prices influence local lending options.

What Does a Mortgage Lender in Patterson Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $500 to $700, and title insurance from $1,000 to $2,500. Closing costs in Stanislaus County often total 2% to 5% of the home purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Patterson California?
You typically need pay stubs, tax returns, bank statements, and a government ID. California lenders also require a credit report and proof of assets. Self-employed borrowers may need additional profit and loss statements.
How long does a mortgage loan take to close in California?
A standard mortgage loan in California usually closes in 30 to 45 days. California law requires a three business day right of rescission for refinances. Delays can occur if appraisal or title issues arise.
What are the current mortgage interest rates in Patterson California?
Mortgage rates in Patterson change daily based on market conditions and borrower qualifications. California rates are influenced by federal reserve policy and local housing demand. Contact a lender for a personalized rate quote.