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Looking for a mortgage lender in Paradise? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Paradise, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage lenders in Paradise, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sierra Central Credit Union
5175 Skyway, Paradise, CA 95969
8002227228
Argus Lending
6331 Skyway, Paradise, CA 95969
8772099475
HII Mortgage Loans Paradise CA
3922 Pentz Rd # 2, Paradise, CA 95969
5304138909
Mortgage lenders in Paradise, California help homebuyers and homeowners secure financing for residential properties. California law requires lenders to provide detailed loan estimates and disclosures under the Real Estate Settlement Procedures Act. Local lenders understand the unique rebuilding needs in Paradise after the 2018 Camp Fire.
What Does a Mortgage Lender in Paradise Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $500 to $1,000, and title insurance averaging $2,000 to $4,000. Closing costs generally range from 2% to 5% of the purchase price. These figures vary by loan type and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Paradise California?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California law also requires lenders to verify your income and assets under the California Financing Law. Additional documents may be needed for self-employed borrowers.
How long does the mortgage approval process take in California?
The process usually takes 30 to 45 days from application to closing. California requires a three business day review period after you receive the Loan Estimate. Delays can occur if additional documentation is needed.
Are there special mortgage programs for Paradise fire survivors?
Yes, some lenders offer programs for properties affected by the Camp Fire. California has a Disaster Relief Assistance Program that may provide loan modifications or deferred payments. Check with local lenders about specific options for rebuilding.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.