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Compare Mortgage Lenders in Palos Verdes Estates, CA
Looking for a mortgage lender in Palos Verdes Estates? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Palos Verdes Estates, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage lenders in Palos Verdes Estates, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Circadian Mortgage Brokers
30 Malaga Cove Plaza, Palos Verdes Estates, CA 90274
3107536764
South Bay Mortgage Brokers
413 Vía Corta, Palos Verdes Estates, CA 90274
3108747932
Danny Waddell at CrossCountry Mortgage
405 Vía Chico # 3, Palos Verdes Estates, CA 90274
4246526799
Michelle Rogers at CrossCountry Mortgage
405 Vía Chico # 3, Palos Verdes Estates, CA 90274
3105606005
Chase Mortgage
2209 Vía Anacapa, Palos Verdes Estates, CA 90274
3103777882
Lenders Capital Mortgage
2215 Vía Anacapa, Palos Verdes Estates, CA 90274
3107912280
RPM Mortgage | Palos Verdes Estates, CA
405 Vía Chico # 3, Palos Verdes Estates, CA 90274
3103751499
Mortgage lenders in Palos Verdes Estates, California help home buyers and homeowners secure financing for residential properties. These professionals guide clients through loan programs that comply with California state regulations, including the California Residential Mortgage Lending Act. Local lenders often understand the unique real estate market in Palos Verdes Estates, which features high-value homes and coastal property considerations.
What Does a Mortgage Lender in Palos Verdes Estates Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees ranging from $500 to $1,000, and title insurance costs between $1,500 and $3,000. Closing costs in California generally total 2% to 5% of the home purchase price. These costs vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Palos Verdes Estates?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California law requires lenders to verify your income and assets thoroughly under the Truth in Lending Act.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California requires a three-business-day rescission period after signing loan documents under the California Civil Code Section 1689.7.
What is the minimum down payment for a home in Palos Verdes Estates?
Conventional loans often require at least 3% down, while FHA loans allow 3.5% down. California first-time home buyer programs may offer down payment assistance up to 3% of the purchase price.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.