Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage lenders in Orinda, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Al Sanli - Advantage Funding
31 Martha Rd, Orinda, CA 94563
9256286200
First Capital Trust Deeds
128 Camino Pablo, Orinda, CA 94563
6194142999
RPM Mortgage | Orinda, CA
51 Moraga Way UNIT 7, Orinda, CA 94563
9255523874
Oak Tree Commercial Mortgage
9 Keith Dr, Orinda, CA 94563
4153149181
Private Mortgage Advisors - Orinda
2 Orinda Theatre Square #215, Orinda, CA 94563
5105203337
Loan Republic Financial
371 Village Square, Orinda, CA 94563
8002183315
What Does a Mortgage Lender in Orinda Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, plus third party fees such as appraisal ($500 to $700) and title insurance ($1,000 to $2,500). Closing costs in Orinda often range from 2% to 5% of the purchase price. These figures vary based on loan size, property type, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Orinda?
You typically need pay stubs, tax returns, bank statements, and identification. California lenders also require a signed application and a credit check. Specific documents may vary by loan type.
How long does it take to close a mortgage loan in California?
A standard mortgage loan in California usually closes in 30 to 45 days. This timeline can be shorter for cash-out refinances or longer for complex purchases. Delays may occur if additional appraisals or documentation are needed.
Are there California specific rules for mortgage lender fees?
Yes, California allows certain fees like origination charges and appraisal costs. Lenders must disclose all fees in the Loan Estimate. The state caps prepayment penalties on most loans under California Civil Code Section 2954.9.