ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage lenders in Ojai, California. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Ojai, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage lenders in Ojai, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heritage Financial
403 W Ojai Ave, Ojai, CA 93023
8056401717
C2 Financial Corporation
236 W Ojai Ave Suite #105, Ojai, CA 93023
8057982158
Chase Mortgage
1215 Maricopa Hwy, Ojai, CA 93023
8056460142
Mortgage lenders in Ojai California help home buyers and homeowners secure financing for property purchases and refinances. California law requires lenders to provide specific disclosures under the California Financing Law. Local lenders understand the unique real estate market in Ventura County and can guide you through the loan process.
What Does a Mortgage Lender in Ojai Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees of $500 to $700, and title insurance costing $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Ojai?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a signed application and a credit report authorization.
How long does the mortgage approval process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three business day right of rescission for most purchase loans.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Ojai who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.