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Compare mortgage lenders in Newport Beach. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Newport Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Newport Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Woodside Credit
895 Dove St #100, Newport Beach, CA 92660
9497365563
Trusted Rate, Inc.
4590 MacArthur Blvd Suite 500, Newport Beach, CA 92660
8886791865
BluePoint Mortgage
4000 MacArthur Blvd, Newport Beach, CA 92660
8772671056
John Farrell Mortgage Lender
1501 Westcliff Dr # 280, Newport Beach, CA 92660
9499810805
Save Financial - Home Mortgage Lender & Hard Money Loans
4000 MacArthur Blvd #600e, Newport Beach, CA 92660
9493795320
Solomon Financial Mortgage & Realty, Inc.
3400 Irvine Ave # 221, Newport Beach, CA 92660
7144037334
Resource Financial Mortgage
2901 West Coast Hwy Suite 200, Newport Beach, CA 92663
7143459708
CLOANC - Trust & Estate Loans
20250 SW Acacia St #105, Newport Beach, CA 92660
8774641066
Pacific Coast Home Loans & Realty, Inc
895 Dove St, Newport Beach, CA 92660
8666746592
Premier Lending Group PLG Corp
510 31st St Ste D, Newport Beach, CA 92663
8883046550
Loanpro
858 Production Pl, Newport Beach, CA 92663
9497529777
Loan Vault, Inc.
2424 SE Bristol St, Newport Beach, CA 92660
9495048694
Sean Gregory US Bank Home Mortgage
1501 Westcliff Dr suite 280, Newport Beach, CA 92660
7146424008
The Lending Team
East Tower, 4000 MacArthur Blvd, Newport Beach, CA 92660
9492006677
RIPPON CAPITAL, INC.
2901 West Coast Hwy #200, Newport Beach, CA 92663
9496140616
NEXA Mortgage, LLC - Newport Beach Branch
4590 MacArthur Blvd Suite 500, Newport Beach, CA 92660
6093358928
National Choice Mortgage
4695 MacArthur Ct #1100, Newport Beach, CA 92660
8883389188
U.S. Bank - Mortgage Loan Officer - Ryan Hanson
1501 Westcliff Dr, Newport Beach, CA 92660
9498632447
Newport Lenders
620 Newport Center Dr #1129, Newport Beach, CA 92660
9493400330
Shelly Logemann | CrossCountry Mortgage, LLC
120 Newport Center Dr #239, Newport Beach, CA 92660
9498871234
Mortgage lenders in Newport Beach California help home buyers and homeowners secure financing for residential properties. California law requires lenders to provide detailed loan estimates and follow strict disclosure rules under the California Residential Mortgage Lending Act. Local lenders understand the unique high value real estate market in Orange County.
What Does a Mortgage Lender in Newport Beach Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 800 dollars, and title insurance of 1,000 to 3,000 dollars. Third party costs such as escrow fees and recording fees add 500 to 2,000 dollars. For a 500,000 dollar loan, total closing costs often range from 8,000 to 15,000 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Newport Beach?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a signed authorization to pull your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in California?
The average mortgage process in California takes 30 to 45 days from application to closing. California law requires a three business day right of rescission for refinances. Delays can occur if appraisals or title reports take longer.
Are there special loan programs for California first time home buyers?
Yes, California offers the CalHFA program with down payment assistance for qualified first time buyers. Newport Beach buyers may also qualify for FHA loans with a 3.5 percent down payment. Income and purchase price limits apply based on Orange County limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.