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Mortgage Lenders in Newark, CA

Looking for a mortgage lender in Newark? Review the directory below to compare your options.

12 agents listed
Updated May 2026
Newark, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 12 mortgage lenders in Newark, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
6235 Jarvis Ave Bldg 3 Unit 1, Newark, CA 94560
5105057400
Best Rate Mortgage
39899 Balentine Dr #200, Newark, CA 94560
5104536888
The Money Market Inc
34906 Newark Blvd, Newark, CA 94560
4155100127
GetApproveNow.com of Alliance Bay Realty/Funding
37600 Central Ct #270, Newark, CA 94560
4159101511
Rubio Realty & Mortgage, INC.
5864 Thornton Ave, Newark, CA 94560
5107916900
R&J Mortgage & Loan Brokers Newark
39899 Balentine Dr #200, Newark, CA 94560
5102980095
Mortgage, Bank of America
36900 Newark Blvd, Newark, CA 94560
6503745217
Alliance Bay Funding Inc
37600 Central Ct #264, Newark, CA 94560
5107426600
RAS Loans
35111 Newark Blvd Suite E, Newark, CA 94560
5102584495
Chase Home Lending
6213 Jarvis Ave, Newark, CA 94560
9256835079
Statewide Home Mortgage
37600 Central Ct #270, Newark, CA 94560
5107426600
U.S. Bank-Mortgage Loan Officer-Jackie Bond
U.S. Bank Area Served, Newark, CA 94560
9257381130

Mortgage lenders in Newark California help home buyers and homeowners secure financing for property purchases and refinancing. California law requires lenders to be licensed under the California Financing Law and follow strict disclosure rules. Newark borrowers can work with local lenders who understand the Bay Area housing market and specific county recording requirements.

What Does a Mortgage Lender in Newark Cost?

Typical costs for a mortgage in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance ranging from $1,000 to $3,000. Closing costs in Alameda County often total 2% to 5% of the purchase price. These are general estimates and actual costs vary by lender, loan type, and property. This information is general and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Newark California?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a signed application and a credit check authorization under the California Consumer Credit Reporting Agencies Act.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three business day right of rescission for refinances under the Truth in Lending Act, which may extend the timeline.