Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage lenders in Nevada City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Anne Solano at Clearview Home Lending, Inc.
200 Providence Mine Rd Suite 208, Nevada City, CA 95959
5307908319
Noel Brownell at Xpert Home Lending Inc.
206 Providence Mine Rd Suite 208, Nevada City, CA 95959
5308633882
Caroline Rose at Clearview Home Lending, Inc.
200 Providence Mine Rd Suite 208, Nevada City, CA 95959
7074777441
What Does a Mortgage Lender in Nevada City Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $500 to $700, and title insurance costs around $2,000 to $4,000. Closing costs generally total 2% to 5% of the purchase price. Costs vary by loan amount, property location, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Nevada City?
You typically need pay stubs, tax returns, bank statements, and identification. California lenders also require a credit check and proof of assets. The exact list depends on your loan type and lender requirements.
How long does it take to close a mortgage in California?
A typical mortgage closing in California takes 30 to 45 days. This timeline can vary based on loan complexity and appraisal schedules. California law requires a three-day rescission period for refinances after closing.
Are there special mortgage programs for first-time buyers in Nevada City?
Yes, California offers programs like the California Housing Finance Agency (CalHFA) loans for first-time buyers. These may include down payment assistance and competitive interest rates. Local lenders can explain eligibility requirements for these state programs.