Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 mortgage lenders in National City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Evergreen Mortgage & Real Estate
143 National City Blvd, National City, CA 91950
6193217090
GHI Mortgage
2434 Southport Way D, National City, CA 91950
8665864167
Summit Lending & Realty | San Diego
124 E 30th St Ste. C, National City, CA 91950
6195865658
Springboard Home Loans (San Diego Branch Office)
2140 Hoover Ave #115, National City, CA 91950
8889832344
Chase Home Lending
1130 E Plaza Blvd, National City, CA 91950
4046670941
Prime One Mortgage
3200 Highland Ave # 200, National City, CA 91950
6197231958
Ditas Yamane - Loan Officer l Loan Factory
W 16th St, National City, CA 91950
6194742500
Happy Investments, Inc. National City Ca
103 N Drexel Ave #6f, National City, CA 91950
6195522129
What Does a Mortgage Lender in National City Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount plus appraisal fees around $500 to $700 and title insurance from $1,000 to $2,500. Closing costs in San Diego County generally range from 2% to 5% of the purchase price. These numbers are estimates and your actual costs will vary based on loan type and property value. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in National City?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. California lenders also require a credit check and proof of California residency.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day rescission period for refinances after closing documents are signed.
Are there special loan programs for first-time buyers in National City?
Yes California offers the CalHFA program for first-time buyers with down payment assistance. National City also qualifies for FHA loans which have lower down payment requirements.