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Mortgage Lenders in Moorpark, CA

Looking for a mortgage lender in Moorpark? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Moorpark, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage lenders in Moorpark, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Pennymac
6101 Condor Dr, Moorpark, CA 93021
8665493583
Moorpark Lending Services
12421 Willow Hill Dr, Moorpark, CA 93021
8054443129
PRMG
484 E Los Angeles Ave #230, Moorpark, CA 93021
8053411739
U.S. Bank-Erik Larsen-Mortgage Loan Officer
Bank Area Served, Moorpark, CA 93021
8056042206
Chase Mortgage
165 Los Angeles Ave, Moorpark, CA 93021
8055292909
Adrian Sanchez
484 E Los Angeles Ave #230, Moorpark, CA 93021
8053411739

Mortgage lenders in Moorpark California help homebuyers and homeowners secure financing for residential properties. California law requires lenders to provide detailed loan estimates and adhere to strict disclosure rules under the California Financing Law. Local lenders can guide you through conventional FHA VA and jumbo loan options specific to Ventura County real estate.

What Does a Mortgage Lender in Moorpark Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 500 to 700 dollars and a credit report fee of 30 to 50 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These costs can vary based on loan type property value and lender policies. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Moorpark?
You will need recent pay stubs W-2 forms tax returns bank statements and a valid ID. California lenders also require a credit report and property appraisal to verify your financial standing.
How long does the mortgage process take in California?
The typical mortgage process in California takes 30 to 45 days from application to closing. California law requires a three business day review period after you receive the Closing Disclosure before you can sign final documents.
What is the minimum down payment for a home in Moorpark?
Down payment requirements vary by loan type. Conventional loans often require 3 to 5 percent down FHA loans allow 3.5 percent and VA loans may offer zero down payment options. California first-time homebuyer programs may also provide down payment assistance.