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Compare mortgage lenders in Montrose. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Montrose, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage lenders in Montrose, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rocket Mortgage
2029 Verdugo Blvd, Montrose, CA 91020
8189261023
Lending By Us
2233 Honolulu Ave suite 207, Montrose, CA 91020
8664985651
Mortgage lenders in Montrose California help homebuyers and homeowners secure financing for property purchases and refinances. California law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the unique housing market in the Verdugo Mountains area and can guide you through state-specific disclosure requirements.
What Does a Mortgage Lender in Montrose Cost?
Typical costs for a mortgage in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 500 to 700 dollars, and title insurance ranging from 1,000 to 3,000 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These amounts vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Montrose California?
You typically need pay stubs, tax returns, bank statements, and identification. California lenders also require a signed application and authorization to check your credit. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day right of rescission for refinances. Delays can occur if appraisals or title work take longer than expected.
Are there special mortgage programs for first-time buyers in California?
Yes, California offers the CalHFA program with down payment assistance and competitive rates. Montrose buyers may also qualify for FHA loans with a 3.5 percent down payment. Local lenders can explain eligibility requirements for these programs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.