Find Mortgage Lenders in Millbrae, CA
Looking for a mortgage lender in Millbrae? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of California before hiring.
Showing 7 mortgage lenders in Millbrae, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Millbrae Cost?
Typical costs for a mortgage lender in California include origination fees of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Millbrae?
You typically need pay stubs, tax returns, bank statements, and photo identification. California lenders also require a credit check and proof of assets.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day rescission period after signing for refinances.
Are there special mortgage programs for California first-time buyers?
Yes, California offers the CalHFA program with down payment assistance for qualified first-time buyers. Local lenders in Millbrae can explain eligibility requirements.