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Mortgage Lenders in Manteca, CA

Directory of mortgage lenders in Manteca, California. Verify credentials with the state mortgage licensing authority before hiring.

16 agents listed
Updated May 2026
Manteca, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 mortgage lenders in Manteca, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joe Villegas at CrossCountry Mortgage
249 N Main St, Manteca, CA 95336
2096451366
Academy Mortgage Manteca
1215 W Center St #204, Manteca, CA 95337
2098234680
Miroslava Ramirez - CrossCountry Mortgage
1600 W Yosemite Ave STE 1, Manteca, CA 95337
9095321846
Guild Mortgage - Stephanie Remmen
1463 Moffat Blvd Suite 4 Office 2 & 3, Manteca, CA 95336
2094069749
Guild Mortgage - Jim Camara
1463 Moffat Blvd Suite 4 Office 2 & 3, Manteca, CA 95336
2099815626
Angela Jimenez
1463 Moffat Blvd Unit 1 & 2, Manteca, CA 95336
2093511355
Kay Reatong - Home Loan with Loan Factory
1112 N Main St # 424, Manteca, CA 95336
2099105973
Elite Financial
165 N Maple Ave # 60, Manteca, CA 95336
2096799966
Chase Mortgage
115 W Center St, Manteca, CA 95336
2098231742
Fairway Financial Mortgage
999 W Center St, Manteca, CA 95337
2092396764
Guild Mortgage Company
1463 Moffat Blvd Suite 4 Office 2 & 3, Manteca, CA 95336
2098234680
Guild Mortgage - Ina Camara
1463 Moffat Blvd Suite 4 Office 2 & 3, Manteca, CA 95336
2099156678
Chase Mortgage
123 Spreckels Ave, Manteca, CA 95336
2098254109
Scenic Oaks Funding
1600 W Yosemite Ave STE 1, Manteca, CA 95337
2095722301
US Bank Mortgage
Manteca, CA 95337
8008722657
Golden State Real Estate And Mortgage Corporation
1765 Queensland Ave, Manteca, CA 95337
8052653260

Mortgage lenders in Manteca California help home buyers and homeowners secure financing for residential properties. These professionals guide clients through loan applications, interest rates, and California-specific disclosure requirements such as the California Residential Mortgage Lending Act. Working with a local lender can simplify the process of buying a home in San Joaquin County.

What Does a Mortgage Lender in Manteca Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance costs around $1,000 to $2,500. Closing costs in California generally range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage lender in Manteca?
You will typically need pay stubs, tax returns, bank statements, and a valid ID. California law also requires lenders to provide a Loan Estimate within three business days of your application.
How long does it take to close a mortgage in California?
The average mortgage closing in California takes 30 to 45 days. This timeline includes appraisal, underwriting, and compliance with state escrow and title requirements.
Are there special mortgage programs for first-time buyers in California?
Yes, California offers programs like the CalHFA FHA loan and the MyHome assistance program for down payment help. These programs have income limits and require homebuyer education.