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Directory of mortgage lenders in Lathrop, California. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Lathrop, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage lenders in Lathrop, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loans & Notary
17209 Bach Ct, Lathrop, CA 95330
4088599682
PrimeStar Real Estate
2030 E Louise Ave, Lathrop, CA 95330
2095987776
BluRidge Home Loans
17395 S Manthey Rd STE 1038, Lathrop, CA 95330
2092369007
Sunset Home Loans
15810 S Harlan Rd, Lathrop, CA 95330
2092496216
Jasmine Wen Home Loan
15315 Trolley St, Lathrop, CA 95330
4083298123
Chase Mortgage
15318 S Harlan Rd, Lathrop, CA 95330
2098581959
Jawad Khan Mortgage Broker
16036 Duggar Dr, Lathrop, CA 95330
4085332694
Mortgage lenders in Lathrop California help homebuyers and homeowners secure loans for purchasing or refinancing properties. California law requires lenders to provide a Good Faith Estimate and a Loan Estimate within three business days of application. Local lenders understand the Lathrop housing market and can guide you through state-specific rules like the California Homeowner Bill of Rights.
What Does a Mortgage Lender in Lathrop Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance averaging 2,000 to 4,000 dollars. Closing costs usually range from 2 to 5 percent of the purchase price. These amounts vary based on loan type, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lathrop?
You typically need pay stubs, tax returns, bank statements, and proof of assets. California lenders also require a valid government ID and a credit report. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three business day review period after you receive the Loan Estimate and Closing Disclosure. Delays can occur if additional documentation is needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.