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Compare mortgage lenders in Lake Arrowhead. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Lake Arrowhead, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage lenders in Lake Arrowhead, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bobadilla Finance Team Home Loans: Mortgage Lender & Broker
28200 CA-189 F-240 #17&18, Lake Arrowhead, CA 92352
9092704647
American Pacific Mortgage (NMLS #1699116)
28200 CA-189 Suite 23, Lake Arrowhead, CA 92352
9092639596
Mortgage lenders in Lake Arrowhead California help residents and second-home buyers finance properties in the San Bernardino Mountains. California law requires lenders to be licensed under the California Financing Law and to provide clear disclosures about loan terms and costs. Local lenders understand the unique appraisal and insurance requirements for mountain homes and cabins.
What Does a Mortgage Lender in Lake Arrowhead Cost?
Typical costs for a mortgage in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance which can range from 1,000 to 3,000 dollars. Closing costs in California average 2 to 5 percent of the purchase price. These costs vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of mortgages are available in Lake Arrowhead?
Common mortgage types include conventional loans, FHA loans, VA loans, and jumbo loans for higher-value properties. Many lenders also offer renovation loans for updating mountain cabins. California law requires lenders to provide a Loan Estimate within three business days of application.
Do I need a special lender for a second home in Lake Arrowhead?
Not necessarily, but some lenders have specific guidelines for second homes and vacation properties. You may need a larger down payment, often 10 to 20 percent, and the property must meet occupancy requirements. California does not have a state-specific second home statute, but federal rules apply.
What documents do I need to apply for a mortgage in California?
Typical documents include pay stubs, tax returns, bank statements, and a government-issued ID. California law requires lenders to verify your ability to repay the loan. For self-employed borrowers, additional profit and loss statements may be needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.