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Find Mortgage Lenders in Laguna Beach, CA

Browse mortgage lenders serving Laguna Beach, California. Contact information and addresses listed below.

9 agents listed
Updated June 2026
Laguna Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 9 mortgage lenders in Laguna Beach, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ziplend Inc
1590 S Coast Hwy # 7, Laguna Beach, CA 92651
(866) 849-3551 ziplend.com
Loan Works Inc
1050 S Coast Hwy Suite D, Laguna Beach, CA 92651
(949) 537-2952 loanworksinc.com
Omni Fund Home Loans
580 Broadway St, Laguna Beach, CA 92651
(949) 715-0877 truehomeloan.com
Matt Nouraei - Linour Lending
990 Santa Ana St, Laguna Beach, CA 92651
(949) 338-1085 linourlending.com
Loans By Suzette
430 Forest Ave, Laguna Beach, CA 92651
(949) 376-9789 loansbysuzette.com
RTC Mortgage Corporation
1000 N Coast Hwy #7, Laguna Beach, CA 92651
(949) 494-4701 rtcmortgage.com
Laguna Lending Group Inc
303 Broadway St # 106, Laguna Beach, CA 92651
(949) 376-2188
United Capital Mortgage
31658 Coast Hwy, Laguna Beach, CA 92651
(949) 499-0310
Coastal Pacific Financial
560 Anita St, Laguna Beach, CA 92651
(949) 422-5009 coastalpacificfinancial.com

What Does a Mortgage Lender in Laguna Beach Cost?

Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance costs of $1,000 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary based on loan type, property value, and lender policies. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Laguna Beach?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal specific to the Laguna Beach area.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day rescission period for refinances after closing documents are signed.

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