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Browse mortgage lenders serving Laguna Beach, California. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Laguna Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage lenders in Laguna Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ziplend Inc
1590 S Coast Hwy # 7, Laguna Beach, CA 92651
8668493551
Loan Works Inc
1050 S Coast Hwy Suite D, Laguna Beach, CA 92651
9495372952
Omni Fund Home Loans
580 Broadway St, Laguna Beach, CA 92651
9497150877
Matt Nouraei - Linour Lending
990 Santa Ana St, Laguna Beach, CA 92651
9493381085
Loans By Suzette
430 Forest Ave, Laguna Beach, CA 92651
9493769789
RTC Mortgage Corporation
1000 N Coast Hwy #7, Laguna Beach, CA 92651
9494944701
Laguna Lending Group Inc
303 Broadway St # 106, Laguna Beach, CA 92651
9493762188
United Capital Mortgage
31658 Coast Hwy, Laguna Beach, CA 92651
9494990310
Coastal Pacific Financial
560 Anita St, Laguna Beach, CA 92651
9494225009
Mortgage lenders in Laguna Beach California help homebuyers and homeowners secure financing for residential properties. California law requires lenders to be licensed under the California Department of Financial Protection and Innovation. Local lenders understand the unique high-value real estate market in Laguna Beach and can guide you through loan programs that fit your needs.
What Does a Mortgage Lender in Laguna Beach Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance costs of $1,000 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary based on loan type, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Laguna Beach?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal specific to the Laguna Beach area.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day rescission period for refinances after closing documents are signed.
Are there special loan programs for first-time homebuyers in California?
Yes, California offers programs like the CalHFA FHA loan and the MyHome assistance program for down payment help. These programs have income limits and require the borrower to complete a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.