ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage lender in Hercules? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Hercules, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage lenders in Hercules, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
US Bank Mortgage
1590 Sycamore Ave, Hercules, CA 94547
5102454045
Chase Mortgage
4040 San Pablo Ave Ste B, Hercules, CA 94547
5107419070
Mortgage lenders in Hercules California help homebuyers and homeowners secure financing for property purchases and refinancing. California law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand Hercules real estate market trends and can guide you through state-specific escrow and disclosure requirements.
What Does a Mortgage Lender in Hercules Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees of $500 to $700, and title insurance of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hercules?
You typically need pay stubs, tax returns, bank statements, and photo ID. California lenders also require a signed application and authorization to check your credit.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three-day right of rescission for refinances on primary residences.
Are there special loan programs for first-time buyers in Hercules?
Yes, California offers the CalHFA program with down payment assistance for qualified first-time buyers. Local lenders in Hercules can explain eligibility and income limits.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Hercules who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.