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Looking for a mortgage lender in Gold River? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Gold River, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage lenders in Gold River, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Optimus Capital Inc.
11335 Gold Express Dr #115, Gold River, CA 95670
9166023955
Joe Alves, California Home Loans
11344 Coloma Rd suite #300, Gold River, CA 95670
9169456242
Mortgage Consultants Group - Lee Hurst
2200 Sunrise Blvd #168, Gold River, CA 95670
9168341282
Mortgage Consultants Group - Jim Langdon
2200 Sunrise Blvd #168, Gold River, CA 95670
9167175626
Pacific National Lending, inc
2377 Gold Meadow Way, Gold River, CA 95670
9165262700
Mortgage lenders in Gold River California help residents finance home purchases and refinance existing loans. California law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the specific housing market and property values in the Gold River area.
What Does a Mortgage Lender in Gold River Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees of 400 to 700 dollars, title insurance of 500 to 1,500 dollars, and escrow fees of 300 to 800 dollars. Closing costs generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Gold River?
You typically need pay stubs, tax returns, bank statements, and photo ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage loan take to close in California?
A standard mortgage loan in California usually takes 30 to 45 days to close. Delays can occur if the property appraisal or title search takes longer than expected.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.