Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage lenders in Gilroy, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oportun
340 E 10th St Suite C, Gilroy, CA 95020
6692575073
Carlson Partners, Inc.
9880 Bobcat Ct, Gilroy, CA 95020
4088881965
Alison Andrus at Guaranteed Rate Affinity (NMLS #1118471)
8050 Santa Teresa Blvd Unit 210, Gilroy, CA 95020
8316621857
Mortgage, Bank of America
7111 Camino Arroyo Dr, Gilroy, CA 95020
8312288012
Chase Home Lending
1177 1st St, Gilroy, CA 95020
9259985478
Ann Lewis / The Federal Savings Bank
7371 Monterey Rd, Gilroy, CA 95020
4084782001
What Does a Mortgage Lender in Gilroy Cost?
Typical mortgage lender costs in California include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 500 to 800 dollars. Third party costs such as title insurance escrow fees and recording fees add 2000 to 5000 dollars. California law limits prepayment penalties on most loans. This information is general and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Gilroy California?
You typically need pay stubs tax returns bank statements and a valid ID. California lenders also require a signed authorization to check your credit. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three business day right of rescission for refinances. Purchase loans do not have a rescission period.