Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 mortgage lenders in Fountain Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ML Realty & Mortgage
17195 Newhope St Suite 105, Fountain Valley, CA 92708
7147140437
Choice Home Mortgage
9550 Warner Ave Suite 300, Fountain Valley, CA 92708
9495227310
Amerifund Corporation - Mortgage Company
17155 Newhope St H, Fountain Valley, CA 92708
7147130321
TruRate Mortgage
17220 Newhope St Suite 212, Fountain Valley, CA 92708
9493811314
Lending3
17220 Newhope St, Fountain Valley, CA 92708
8667580555
KS Mortgage Inc.
17150 Newhope St Ste 215, Fountain Valley, CA 92708
7145007477
loanDepot-Huntington Beach
10540 Talbert Ave Suite 260, Fountain Valley, CA 92708
9493463275
Top of Loans
16945 Bushard St, Fountain Valley, CA 92708
7142487797
Select Capital Group
10055 Slater Ave #270, Fountain Valley, CA 92708
9492459993
Southland Mortgage Group
9134 Edinger Ave, Fountain Valley, CA 92708
7143753010
What Does a Mortgage Lender in Fountain Valley Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal, title search, and credit report. For a $500,000 loan, total closing costs often range from $10,000 to $15,000. Costs vary by loan type, lender, and property location. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fountain Valley?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a credit report and may ask for additional proof of assets or income.
How long does it take to close a mortgage loan in California?
The average mortgage closing in California takes 30 to 45 days. This timeline can vary based on loan type, appraisal availability, and how quickly you provide required documents.
Are there specific California laws that affect mortgage lending?
Yes. California has laws like the Homeowner Bill of Rights which protects borrowers from foreclosure. Lenders must also follow the California Consumer Privacy Act when handling your personal data.