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Directory of mortgage lenders in Emeryville, California. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Emeryville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 mortgage lenders in Emeryville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Newfi Lending
2100 Powell St Suite 730, Emeryville, CA 94608
8883163934
National MI
2100 Powell St, Emeryville, CA 94608
8555306642
Chase Mortgage
5747 Christie Ave, Emeryville, CA 94608
5105479750
Gem Mortgage
5801 Christie Ave, Emeryville, CA 94608
5106535101
Emeryville home buyers and homeowners can work with mortgage lenders to secure financing for a home purchase or refinance. California law requires lenders to follow specific disclosure rules under the California Financing Law. A local Emeryville lender understands the Bay Area housing market and can help you navigate loan options.
What Does a Mortgage Lender in Emeryville Cost?
Mortgage lender costs in California typically include an origination fee of 0.5% to 1% of the loan amount, plus third party fees for appraisal, title search, and escrow. For a $500,000 loan, total closing costs often range from $5,000 to $15,000. Costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Emeryville?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and identification. California lenders may also ask for proof of assets and a credit report. Requirements vary by loan type and lender.
How long does it take to close a mortgage in California?
A typical mortgage closing in California takes 30 to 45 days. This timeline can be shorter for cash purchases or longer for complex loans. California law requires a three day right of rescission for refinances under certain conditions.
Are there special mortgage programs for first time home buyers in Emeryville?
Yes, California offers the CalHFA program which provides down payment assistance and competitive rates for first time buyers. Emeryville buyers may also qualify for FHA or conventional loans with low down payments. Check with local lenders for current program availability.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.