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Compare mortgage lenders in Desert Hot Springs. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Desert Hot Springs, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage lenders in Desert Hot Springs, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Mortgage
66565 Pierson Blvd, Desert Hot Springs, CA 92240
7603294411
Fusion Lending Corp
15825 Ave Manzana, Desert Hot Springs, CA 92240
7602221642
Mortgage Loans
66500 Buena Vista Ave, Desert Hot Springs, CA 92240
7604136812
Happy Investments, Inc. Desert Hot Springs Ca
14080 Palm Dr ste d # 227a, Desert Hot Springs, CA 92240
7606606221
Chase Mortgage
13000 Palm Dr, Desert Hot Springs, CA 92240
7603291442
Blue Fox Capital
66350 Pierson Blvd A, Desert Hot Springs, CA 92240
3107563619
Mortgage lenders in Desert Hot Springs, California help homebuyers and homeowners secure loans for purchasing or refinancing property. California law requires lenders to be licensed under the California Financing Law and to provide clear disclosures on loan terms and fees. Local lenders understand the unique housing market in the Coachella Valley and can guide you through the process.
What Does a Mortgage Lender in Desert Hot Springs Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Desert Hot Springs?
You typically need proof of income, tax returns, bank statements, and identification. California lenders also require a property appraisal and a credit check. Your lender will provide a complete list based on your loan type.
How long does it take to close a mortgage loan in California?
The average time to close a mortgage loan in California is 30 to 45 days. This timeline can vary based on loan complexity and the lender workload. Your lender will give you an estimated closing date after your application is submitted.
Are there special mortgage programs for first-time homebuyers in California?
Yes, California offers programs like the CalHFA FHA loan and the MyHome assistance program for first-time buyers. These programs provide down payment assistance and competitive interest rates. Eligibility requirements apply based on income and property location.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.