Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 mortgage lenders in Del Mar, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loantown
3790 Via De La Valle #314, Del Mar, CA 92014
8582890000
Josh Painter, Mortgage Broker
1217 Camino Del Mar, Del Mar, CA 92014
9512653524
Team Home Loans - San Diego Mortgage Lenders
445 Marine View Ave UNIT 200, Del Mar, CA 92014
8584499790
Todd Benware Team - Home Loans - HomePlus Corporation dba HomePlus Mortgage NMLS ID 78669
1011 Camino Del Mar Suite 236, Del Mar, CA 92014
8005114080
Wise Home Loans
1110 Camino Del Mar Suite H, Del Mar, CA 92014
8583569100
Paul Gomez Loan Town
STE 300, 445 Marine View Ave, Del Mar, CA 92014
6199770048
Bay Shore Mortgage
1442 Camino Del Mar #201, Del Mar, CA 92014
8587206677
Express Funding Mortgage Company
1237 Camino Del Mar UNIT I, Del Mar, CA 92014
8582593980
What Does a Mortgage Lender in Del Mar Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 500 to 700 dollars, and title insurance of 1,500 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Del Mar?
You typically need pay stubs, tax returns, bank statements, and photo identification. California lenders also require a credit report and a property appraisal. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three day right of rescission for refinances. Delays can occur if the appraisal or title search takes longer than expected.
Are there special mortgage programs for California first time buyers?
Yes, the California Housing Finance Agency offers CalHFA loans with down payment assistance. These programs have income and purchase price limits that apply to Del Mar. A local lender can help you check your eligibility.