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Browse mortgage lenders serving Commerce, California. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Commerce, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage lenders in Commerce, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Income Property Lending
2187 Garfield Ave, Commerce, CA 90040
3237287700
iCore Lending Commerce Branch
5800 S Eastern Ave Suite 210, Commerce, CA 90040
5628821376
Mortgage lenders in Commerce California help homebuyers and refinancing homeowners secure loans for residential properties. California law requires lenders to be licensed under the California Department of Financial Protection and Innovation. Local lenders understand the Commerce real estate market and can guide you through the state specific disclosure and escrow process.
What Does a Mortgage Lender in Commerce Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Third party costs like escrow and recording fees add several hundred dollars. These amounts vary by loan type and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Commerce California?
You typically need pay stubs, tax returns, bank statements, and photo identification. California lenders also require a signed application and a credit report authorization. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a three business day right of rescission for refinances. Delays can occur if appraisals or title work take longer than expected.
Are there special mortgage programs for first time buyers in California?
Yes, California offers the CalHFA program with down payment assistance for qualified first time buyers. Many Commerce lenders also participate in FHA and VA loan programs. Eligibility depends on income limits and property location.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.