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Compare Mortgage Lenders in Colton, CA

Looking for a mortgage lender in Colton? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Colton, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage lenders in Colton, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
INLAND HOME MORTGAGE
1003 E Cooley Dr Ste. 207, Colton, CA 92324
9516218119
Chase Mortgage
2005 E Washington St, Colton, CA 92324
9094330553
Christian Lopez- Mortgage Loan Officer- Hablo Español- Prestamista Hipotecario
823 N La Cadena Dr, Colton, CA 92324
9097426013
Happy Investments, Inc. Colton Ca
1040 S Mt Vernon Ave G-118D, Colton, CA 92324
9094306171
Vesta Financial Capital
635 N La Cadena Dr, Colton, CA 92324
9094300910
Key Mortgage Solutions
2150 S Glenwood Ave, Colton, CA 92324
9093860400

Mortgage lenders in Colton, California help residents secure home loans for purchasing or refinancing properties. California law requires lenders to be licensed under the California Financing Law and follow specific disclosure rules. Local lenders understand the Colton real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Colton Cost?

Typical costs for a mortgage in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $500 to $700, and title insurance of $1,500 to $3,000. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Colton?
You typically need pay stubs, tax returns, bank statements, and photo ID. California lenders also require a credit report and proof of assets. Self-employed borrowers may need additional profit and loss statements.
How long does it take to close a mortgage in California?
The average mortgage closing in California takes 30 to 45 days. This timeline can vary based on loan type and lender workload. California law requires a three-day rescission period for refinances.
What is the minimum down payment for a home in Colton?
Conventional loans may require as little as 3 percent down. FHA loans require 3.5 percent down, and VA loans can offer zero down payment. California first-time homebuyer programs may provide down payment assistance.