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Directory of mortgage lenders in Citrus Heights, California. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Citrus Heights, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 mortgage lenders in Citrus Heights, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Loan Lady Club
6939 Sunrise Blvd STE 225, Citrus Heights, CA 95610
9167088555
Coastal Pacific Mortgage
5530 Birdcage St #110, Citrus Heights, CA 95610
9168441292
Veronica DeWitt | Home Loan Specialist at Barrett Financial Group
5750 Sunrise Blvd Ste 130 #E, Citrus Heights, CA 95610
5103968994
John G. Casey, NMLS# 241144
5751 Sunrise Blvd, Citrus Heights, CA 95610
9169525626
Thad Stanley - Reverse Mortgage Loan Originator at American Senior
7777 Greenback Ln #205, Citrus Heights, CA 95610
9167685916
Residential Home Loans
5751 Sunrise Blvd, Citrus Heights, CA 95610
9169525626
Sierra View Financial Corp.
6060 Sunrise Vista Dr #3300, Citrus Heights, CA 95610
9169896222
Mortgage, Bank of America
7850 Kingswood Dr, Citrus Heights, CA 95610
9168274119
CFIC
6939 Sunrise Blvd #260, Citrus Heights, CA 95610
9162424570
Sunrise Vista Mortgage Corporation
6060 Sunrise Vista Dr, Citrus Heights, CA 95610
9167292000
Crestone Mortgage
7625 Sunrise Blvd #205, Citrus Heights, CA 95610
9165369860
Mortgage lenders in Citrus Heights, California help homebuyers and homeowners secure loans for purchasing or refinancing property. California law requires lenders to be licensed under the California Department of Financial Protection and Innovation. Local lenders understand the Citrus Heights real estate market and can guide you through state-specific loan programs and disclosure rules.
What Does a Mortgage Lender in Citrus Heights Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Citrus Heights?
You typically need pay stubs, tax returns, bank statements, and identification. California lenders also require a signed application and a credit check under the California Consumer Privacy Act.
How long does mortgage approval take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day right of rescission for refinances under the Truth in Lending Act.
Are there special mortgage programs for first-time buyers in California?
Yes, the California Housing Finance Agency offers CalHFA loans with low down payment options. Local Citrus Heights lenders can help you qualify for these state-backed programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.