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20 agents listed
Updated May 2026
Chula Vista, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage lenders in Chula Vista, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Point Mortgage Corporation
2421 Fenton St, Chula Vista, CA 91914
6194754095
Andre Enriques Mortgage Banker - VA Loan Expert
891 Kuhn Dr #204, Chula Vista, CA 91914
6192086499
Rocket Mortgage Chula Vista
3450 Bonita Rd Suite 108, Chula Vista, CA 91910
6196782121
The Alfonso Delgadillo Lending Team
1061 Tierra Del Rey STE 302, Chula Vista, CA 91910
6198694053
Patriot Home Loans
823 Anchorage Pl, Chula Vista, CA 91914
6195503600
Mortgage Heroes
873 Anchorage Pl, Chula Vista, CA 91914
6199347775
Kithia De Anda- Finest City Homes & Loans
231 Third Ave ste d, Chula Vista, CA 91910
6196749749
Mortgage Experts
637 Third Ave Suite D, Chula Vista, CA 91910
6196261970
Herman Angel Ramirez | Mortgage Lender San Diego
2088 Otay Lakes Rd Suite 201, Chula Vista, CA 91915
6195762768
American Mortgage Network
347 3rd Ave 2nd floor, Chula Vista, CA 91910
8773541110
Guild Mortgage - Lily Navarro
2060 Otay Lakes Rd #250, Chula Vista, CA 91913
5629649609
Mirna Rios Home Loans, Powered by All In Lending
2434 Fenton St, Chula Vista, CA 91914
6197267348
Quicker Loans
2578 Waterline Way, Chula Vista, CA 91914
6193953015
MR MORTGAGE CORPORATION
1061 Tierra Del Rey, Chula Vista, CA 91910
6198667084
The LoanFather - Steven Tavera
2434 Fenton St Ste 300, Chula Vista, CA 91914
6196322190
Caton Del Rosario - Mortgage Lender
347 3rd Ave 2nd fl, Chula Vista, CA 91910
6194036571
Super Lender
802 Starboard St, Chula Vista, CA 91914
6192793897
Guild Mortgage - Bianca Jimenez
2060 Otay Lakes Rd #250, Chula Vista, CA 91913
6197619585
Jeremiah Andujo, Mortgage Lender
2434 Fenton St Ste 300, Chula Vista, CA 91914
6194102626
All In Lending
2434 Fenton St Ste 300, Chula Vista, CA 91914
6197703380
Chula Vista home buyers and homeowners can work with mortgage lenders to secure financing for a home purchase or refinance. California law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the Chula Vista real estate market and can guide you through the state specific escrow and disclosure requirements.
What Does a Mortgage Lender in Chula Vista Cost?
Typical mortgage lender costs in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance of 1,000 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Chula Vista?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a signed application and may ask for proof of assets and debts.
How long does a mortgage loan process take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three day right of rescission for refinances, which can extend the timeline.
What is the minimum down payment for a home in Chula Vista?
Conventional loans often require 3 to 5 percent down. FHA loans allow as little as 3.5 percent down. VA and USDA loans may offer zero down payment options for eligible borrowers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.