Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 mortgage lenders in Brawley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Community Federal Credit Union
1080 S Brawley Ave, Brawley, CA 92227
7603374200
Nava Commercial Capital & Real Estate Inc.
578 G St, Brawley, CA 92227
7606231050
Montana Capital Car Title Loans
613 E St, Brawley, CA 92227
7604786535
Mechanics Bank - Brawley Branch
190 Main St, Brawley, CA 92227
7603515000
What Does a Mortgage Lender in Brawley Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance costs of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of mortgage loans are available in Brawley?
Common options include conventional loans, FHA loans, VA loans, and USDA loans. California also offers CalHFA programs for first-time homebuyers with down payment assistance.
Do I need a specific license for a mortgage lender in California?
Yes, mortgage lenders must be licensed by the California Department of Financial Protection and Innovation under the California Financing Law. Loan officers must also hold a valid Mortgage Loan Originator license.
How long does the mortgage process take in California?
The typical timeline from application to closing is 30 to 45 days. California law requires a three-business-day rescission period for refinances, as per the Truth in Lending Act.