Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 16 mortgage lenders in Benicia, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Monica Jones - CrossCountry Mortgage, Inc.
177 Military E, Benicia, CA 94510
9252639522
Darlene Espinoza - CrossCountry Mortgage, Inc
177 Military E, Benicia, CA 94510
5108162904
Guaranteed Rate
555 First St #102, Benicia, CA 94510
7073925179
Portal Home Loans
281 E H St, Benicia, CA 94510
9255218860
Guy Benjamin at Rate (NMLS #887909)
555 First St Suite #102, Benicia, CA 94510
7073925179
John Holme at CrossCountry Mortgage
177 Military E, Benicia, CA 94510
7073408119
Sean Murphy - Peoples Home Equity
560 First St Ste B206, Benicia, CA 94510
7077042028
Jennifer Wilson- GTG Financial, Inc.
1350 Hayes St Suite C7, Benicia, CA 94510
7072082459
American Pacific Mortgage - All California Mortgage
1090 Adams St STE L, Benicia, CA 94510
7074862860
CrossCountry Mortgage, LLC
177 Military E, Benicia, CA 94510
7073615500
US Bank Mortgage
Benicia, CA 94510
7077454144
Advanced Mortgage Services
615 First St, Benicia, CA 94510
7077487630
Chase Home Lending
802 Southampton Rd, Benicia, CA 94510
7073199788
Peoples Home Equity, Inc.
560 First St Suite B-206, Benicia, CA 94510
7077509594
Pinnacle Home Loans
920 First St #205, Benicia, CA 94510
7072461010
Beau Beddow at CrossCountry Mortgage
177 Military E, Benicia, CA 94510
7075926623
What Does a Mortgage Lender in Benicia Cost?
Typical costs for a mortgage lender in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance costs of $1,000 to $3,000. You may also pay for credit report fees, escrow fees, and recording fees. Total closing costs generally range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Benicia?
You will typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. California lenders also require a signed authorization to check your credit report. Having these ready can speed up the application process.
How long does it take to close on a home loan in California?
A standard mortgage closing in California usually takes 30 to 45 days from application to funding. This timeline can vary based on loan type, appraisal scheduling, and under review. California law requires a three-day right of rescission for refinances.
Are there special mortgage programs for first-time buyers in California?
Yes, California offers programs like the CalHFA FHA loan and the California Dream for All Shared Appreciation loan. These programs provide down payment assistance and competitive rates for qualified first-time buyers in Benicia. Eligibility requirements and funding limits apply.