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Find Mortgage Lenders in Fort Smith, AR

Directory of mortgage lenders in Fort Smith, Arkansas. Verify credentials with the state state mortgage licensing authority before hiring.

17 agents listed
Updated June 2026
Fort Smith, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arkansas before hiring.
Showing 17 mortgage lenders in Fort Smith, AR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Financial Mortgage
8500 Phoenix Ave STE A, Fort Smith, AR 72903
(479) 782-9300 ffb1.com
Fairway Independent Mortgage Corporation
4611 Rogers Ave STE 103, Fort Smith, AR 72903
(479) 648-3030 fortsmithmtg.com
FirstTrust Home Loans, Inc.
3900 Rogers Ave, Fort Smith, AR 72903
(870) 942-5050 firsttrusthomeloans.com
Chandler Doss - First Community Mortgage - NMLS ID 1553256
8434 Phoenix Ave STE G, Fort Smith, AR 72903
(479) 461-4720 firstcommunitymortgage.com
SWBC Mortgage Fort Smith
2525 Rogers Ave, Fort Smith, AR 72901
(479) 783-4400 swbcmortgage.com
Firstar Bank
6200 Massard Rd, Fort Smith, AR 72916
(479) 551-2600 firstar-bank.com
Rose Catalano, SWBC Mortgage
2525 Rogers Ave, Fort Smith, AR 72901
(479) 783-4400 swbcmortgage.com
First Western Mortgage
3914 Massard Rd, Fort Smith, AR 72903
(479) 424-2622 fwbank.com
First Community Mortgage - Fort Smith, AR
8434 Phoenix Ave STE G, Fort Smith, AR 72903
(800) 464-8626 firstcommunitymortgage.com
United Federal Credit Union - Mortgage Advisor
8900 Jenny Lind Rd, Fort Smith, AR 72908
(888) 982-1400 unitedfcu.com
Gary Oconnor | Fairway Independent Mortgage Corporation Branch Manager
4611 Rogers Ave STE 103, Fort Smith, AR 72903
(479) 648-3030 fairwayindependentmc.com
Simmons First Mortgage
7324 Rogers Ave, Fort Smith, AR 72903
(479) 484-1253
Regions Mortgage
5700 Rogers Ave, Fort Smith, AR 72903
(800) 325-6000 regions.com
Hard Money Lenders Fort Smith AR
5000 Rogers Ave, Fort Smith, AR 72903
(479) 337-7472
Commercial Real Estate Mortgage Loans Fort Smith AR
13 S 5th St # G, Fort Smith, AR 72901
(479) 388-1010 happyinvestmentsinc.com
U.S. Bank-Lauren Mays-Mortgage Sales Supervisor
Bank Area Served, Fort Smith, AR 72908
(479) 235-3178 mortgage.usbank.com
Regions Mortgage
9000 Jenny Lind Rd, Fort Smith, AR 72908
(479) 668-3930 regions.com

Mortgage lenders in Fort Smith Arkansas help homebuyers secure financing for residential properties. Arkansas law requires lenders to be licensed through the Arkansas Securities Department. Local lenders understand the Fort Smith real estate market and can guide you through loan options from conventional to FHA and VA loans.

What Does a Mortgage Lender in Fort Smith Cost?

Typical costs for a mortgage lender in Arkansas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 500 to 1,000 dollars. Closing costs in Fort Smith generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What do I need to apply for a mortgage in Fort Smith Arkansas?
You will need proof of income, tax returns, bank statements, and a credit report. Arkansas lenders typically require a down payment of 3 to 20 percent depending on the loan type.
How long does the mortgage process take in Arkansas?
The typical mortgage process in Arkansas takes 30 to 45 days from application to closing. Arkansas law requires a three day rescission period for refinances but not for purchase loans.

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