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Directory of mortgage lenders in Sun City West, Arizona. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Sun City West, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 3 mortgage lenders in Sun City West, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bill Cave, Reverse Mortgages
13912 W Stardust Blvd Suite 111, Sun City West, AZ 85375
6233416334
Bill Cave at Mutual of Omaha Reverse Mortgage
13912 W Stardust Blvd Suite 111, Sun City West, AZ 85375
6233416334
Michael Thomas at Mutual of Omaha Reverse Mortgage
13912 W Stardust Blvd Suite 111, Sun City West, AZ 85375
6027910249
Mortgage lenders in Sun City West Arizona help residents purchase homes or refinance existing loans. Arizona law requires lenders to be licensed through the Arizona Department of Insurance and Financial Institutions. Many lenders in this active adult community offer specialized loan products for retirees and those on fixed incomes.
What Does a Mortgage Lender in Sun City West Cost?
Typical mortgage lender costs in Arizona include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance fees around $1,500 to $2,500. Closing costs in Sun City West generally range from 2% to 5% of the purchase price. Note that these costs vary by loan type and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Sun City West?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Arizona lenders may also ask for proof of retirement income such as Social Security or pension statements.
How long does the mortgage process take in Arizona?
The standard mortgage process in Arizona usually takes 30 to 45 days from application to closing. Arizona law allows for a three business day rescission period on refinances under federal Truth in Lending rules.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.