ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a mortgage lender in Sierra Vista? Review the directory below to compare your options.
20 agents listed
Updated June 2026
Sierra Vista, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Arizona before hiring.
Showing 20 mortgage lenders in Sierra Vista, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CrossCountry Mortgage Sierra Vista
3511 Canyon De Flores Suite A-1 & B, Sierra Vista, AZ 85650
Mortgage lenders in Sierra Vista Arizona help home buyers and homeowners secure financing for residential properties. Arizona law requires lenders to be licensed through the Arizona Department of Financial Institutions. Local lenders understand the unique real estate market in Cochise County and near Fort Huachuca.
What Does a Mortgage Lender in Sierra Vista Cost?
Typical costs for a mortgage lender in Arizona include origination fees of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees add 1500 to 3000 dollars. Arizona does not have a state mortgage tax. Costs vary by loan size and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the mortgage lending requirements in Arizona?
Arizona requires a valid state license for all mortgage loan originators. Borrowers typically need a minimum credit score of 620 for conventional loans and 580 for FHA loans. Arizona is a non-judicial foreclosure state which affects loan terms.
How long does the mortgage loan process take in Sierra Vista?
The typical mortgage process in Arizona takes 30 to 45 days from application to closing. This timeline can vary based on loan type and appraisal availability. Arizona law requires a three day rescission period for refinances.
What down payment is needed for a home in Sierra Vista?
Down payment requirements vary by loan type. Conventional loans often require 3 to 20 percent down. FHA loans allow as little as 3.5 percent down. VA loans for eligible military members may require zero down payment.
Get matched with agents in Sierra Vista who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Arizona.