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Looking for a mortgage lender in San Tan Valley? Review the directory below to compare your options.
2 agents listed
Updated May 2026
San Tan Valley, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 2 mortgage lenders in San Tan Valley, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Castle Rock Mortgage LLC
1984 E Sarona Ct, San Tan Valley, AZ 85143
4806873271
Stacey Siewert | San Tan Mortgage
28251 N Coal Ave, San Tan Valley, AZ 85143
4802779723
Mortgage lenders in San Tan Valley Arizona help home buyers and homeowners secure financing for property purchases and refinancing. Arizona law does not require a specific license for mortgage loan originators beyond the national SAFE Act registration. Local lenders understand the unique housing market in Pinal County and can guide you through conventional FHA VA and USDA loan programs.
What Does a Mortgage Lender in San Tan Valley Cost?
Typical costs for a mortgage lender in Arizona include an origination fee of 0.5% to 1% of the loan amount plus third party fees for appraisal title insurance and credit report. Closing costs in San Tan Valley usually range from 2% to 5% of the purchase price. For a $400,000 home that means $8,000 to $20,000 in total closing costs. Arizona law does not cap these fees so shopping around is important. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in San Tan Valley?
You typically need pay stubs W-2s tax returns bank statements and a valid ID. Arizona lenders also require a signed authorization to pull your credit report. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Arizona?
The average mortgage process in Arizona takes 30 to 45 days from application to closing. Arizona is a non judicial foreclosure state which can affect timelines for refinances. Delays may occur if appraisals or title work take longer than expected.
Are there any Arizona specific mortgage programs?
Yes the Arizona Industrial Development Authority offers down payment assistance programs for first time home buyers. These programs have income limits and require a minimum credit score. Local San Tan Valley lenders can help you determine if you qualify.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.