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5 agents listed
Updated May 2026
Pinetop, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 5 mortgage lenders in Pinetop, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Deb Gaustad Motto Mortgage Limitless
1425 E White Mountain Blvd, Pinetop, AZ 85935
9282211676
Motto Mortgage Limitless
1425 E White Mountain Blvd, Pinetop, AZ 85935
9283642121
White Mountain Mortgage powered by Nexa Mortgage
2482 E White Mountain Blvd, Pinetop, AZ 85935
9282426989
Rachael Watson Motto Mortgage Limitless
1425 E White Mountain Blvd, Pinetop, AZ 85935
4802972456
PNC Mortgage
781 E White Mountain Blvd, Pinetop, AZ 85935
9283674177
Mortgage lenders in Pinetop Arizona help home buyers and refinancing homeowners secure loans for properties in the White Mountains. Arizona law requires lenders to be licensed through the Arizona Department of Financial Institutions. Local lenders understand the unique aspects of Pinetop real estate including cabin and vacation home financing.
What Does a Mortgage Lender in Pinetop Cost?
Typical costs for a mortgage lender in Arizona include an origination fee of 0.5 to 1.0 percent of the loan amount. Appraisal fees range from 500 to 700 dollars. Title insurance and escrow fees add 1500 to 3000 dollars depending on the property value. Arizona does not cap these fees. Costs vary by lender and loan type. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Arizona?
Mortgage lenders in Arizona must hold a valid license from the Arizona Department of Financial Institutions. They also register with the Nationwide Multistate Licensing System. You can verify a lender license on the NMLS website.
Are there specific rules for second homes in Pinetop?
Yes. Arizona law does not have special rules for second homes but lenders may require higher down payments for vacation properties. Pinetop has many cabins used as second homes so ask lenders about their specific requirements for non primary residences.
How long does a mortgage application take in Arizona?
A typical mortgage application in Arizona takes 30 to 45 days from application to closing. Arizona does not have a statutory time limit for this process. Delays can happen if appraisal or title issues arise.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.