Compare Mortgage Lenders in Phoenix, AZ
Directory of mortgage lenders in Phoenix, Arizona. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Arizona before hiring.
Showing 20 mortgage lenders in Phoenix, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Phoenix Arizona help home buyers and homeowners secure loans for purchasing or refinancing property. Arizona is a non-judicial foreclosure state which affects how lenders handle defaults. Local lenders understand Phoenix market conditions and can guide you through conventional FHA or VA loan programs.
What Does a Mortgage Lender in Phoenix Cost?
Typical costs for a mortgage lender in Phoenix include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees add 1,500 to 3,000 dollars. Closing costs total 2 to 5 percent of the home price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Phoenix?
You typically need pay stubs tax returns bank statements and photo ID. Arizona lenders may also ask for proof of residency and a credit report. Requirements vary by loan type and lender policies.
How long does the mortgage process take in Arizona?
The process usually takes 30 to 45 days from application to closing. Arizona law requires a three day rescission period for refinances. Delays can happen if appraisal or title issues arise.
Are there first time home buyer programs in Phoenix?
Yes Arizona offers programs like the Home Plus loan through the Arizona Industrial Development Authority. These provide down payment assistance and competitive rates. Eligibility depends on income and purchase price limits.