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Directory of mortgage lenders in Payson, Arizona. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Payson, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 3 mortgage lenders in Payson, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Pacific Mortgage (NMLS #1159866)
1107 S Beeline Hwy Suite 5, Payson, AZ 85541
9284685500
Chase Mortgage
201 S Beeline Hwy, Payson, AZ 85541
9284742287
PNC Mortgage
613 S Beeline Hwy, Payson, AZ 85541
9284729602
Mortgage lenders in Payson Arizona help home buyers and homeowners secure financing for residential properties. Arizona law requires lenders to be licensed through the Arizona Department of Financial Institutions. Local lenders understand the unique housing market in Payson including the Rim Country area.
What Does a Mortgage Lender in Payson Cost?
Typical costs for a mortgage lender in Arizona include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. Closing costs in Arizona generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Payson Arizona?
You typically need tax returns from the last two years, recent pay stubs, bank statements, and a valid government ID. Arizona lenders also require a signed authorization to check your credit report.
How long does the mortgage process take in Arizona?
The mortgage process in Arizona usually takes 30 to 45 days from application to closing. Arizona law requires a three business day right of rescission for refinances but not for purchase loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.