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Mortgage Lenders in Oro Valley, AZ

Browse mortgage lenders serving Oro Valley, Arizona. Contact information and addresses listed below.

6 agents listed
Updated May 2026
Oro Valley, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 6 mortgage lenders in Oro Valley, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Central Valley One, Inc
13305 N Rainbow Cactus Ct, Oro Valley, AZ 85755
8008190615
Tina Steele - Reverse Mortgage Specialist (Penny Lane Reverse)
1846 E Innovation Park Dr, Oro Valley, AZ 85755
5208612821
Vanguard Home Finance, LLC
1846 E. Innovation Parkway Drive, Oro Valley, AZ 85755
5202509420
Tom Baeder at CrossCountry Mortgage
1335 W Lambert Ln Ste 165, Oro Valley, AZ 85737
2022218254
Niomi Galindo | Loan Officer | Primary Residential Mortgage, Inc.
10445 N Oracle Rd # 111, Oro Valley, AZ 85737
5203085557
Devin Sherman at CrossCountry Mortgage, LLC
1335 W Lambert Ln Ste 165, Oro Valley, AZ 85737
5202392635

Mortgage lenders in Oro Valley, Arizona help home buyers and homeowners secure financing for residential properties. Arizona is a non-judicial foreclosure state, meaning lenders can foreclose without court action if the mortgage includes a power of sale clause. Local lenders understand the Tucson metropolitan area market and can guide you through the loan process.

What Does a Mortgage Lender in Oro Valley Cost?

Typical costs for a mortgage lender in Arizona include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a mortgage lender in Oro Valley?
A mortgage lender is a financial institution or individual that provides funds for a home purchase or refinance. In Oro Valley, lenders must be licensed by the Arizona Department of Financial Institutions and comply with state lending laws.
What documents do I need for a mortgage in Arizona?
You typically need pay stubs, tax returns, bank statements, and photo ID. Arizona law requires lenders to provide a Loan Estimate within three business days of your application.
How long does it take to close a mortgage in Arizona?
A standard mortgage closing in Arizona takes 30 to 45 days. Arizona law allows a three day rescission period for refinances, but not for purchase loans.