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Directory of mortgage lenders in Homer, Alaska. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Homer, AK
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alaska before hiring.
Showing 3 mortgage lenders in Homer, AK
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Global Credit Union
135 Sterling Hwy, Homer, AK 99603
8005259094
Emily Berg at Cornerstone Home Lending | NMLS #2460296
3546 Greatland St, Homer, AK 99603
7196803773
Global Credit Union Home Loans | License #AK157293
135 Sterling Hwy #100, Homer, AK 99603
8007373033
Mortgage lenders in Homer Alaska help residents secure home loans for residential properties on the Kenai Peninsula. Alaska law allows for unique programs such as the Alaska Housing Finance Corporation first time home buyer loan. Local lenders understand the specific requirements for properties in coastal and rural areas of the state.
What Does a Mortgage Lender in Homer Cost?
Typical costs for a mortgage lender in Alaska include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees often total 1,500 to 3,000 dollars. Alaska specific programs may have lower fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Homer Alaska?
You typically need pay stubs tax returns bank statements and a government issued ID. Alaska lenders may also ask for proof of residency if you are using an Alaska specific loan program.
Are there special loan programs for Alaska residents in Homer?
Yes the Alaska Housing Finance Corporation offers programs like the First Home loan and Home Advantage loan. These programs provide competitive rates and down payment assistance for qualified Alaska residents.
How long does the mortgage process take in Alaska?
The process usually takes 30 to 45 days from application to closing. Alaska law requires a 3 day right of rescission period for most purchase loans after signing the closing documents.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alaska.