ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage lenders in Sheffield. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Sheffield, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 3 mortgage lenders in Sheffield, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Listerhill Credit Union
703 S Montgomery Ave, Sheffield, AL 35660
2563839204
TVA Community Credit Union
425 Cox Blvd, Sheffield, AL 35660
2562480081
Valley Credit Union
323 N Nashville Ave, Sheffield, AL 35660
2563816252
Mortgage lenders in Sheffield Alabama help home buyers and homeowners secure financing for home purchases and refinances. Alabama law requires lenders to be licensed through the Alabama State Banking Department. Local lenders can guide you through the state specific process including property surveys and title requirements.
What Does a Mortgage Lender in Sheffield Cost?
Typical costs for a mortgage in Sheffield Alabama include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance costing about $1,000 to $2,000. Closing costs in Alabama generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Sheffield Alabama?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Alabama lenders also require a property appraisal and title search before closing.
How long does the mortgage process take in Alabama?
The process usually takes 30 to 45 days from application to closing. Alabama law does not set a specific timeline but lenders must provide a Loan Estimate within 3 business days.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Sheffield who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.