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Browse mortgage lenders serving Pelham, Alabama. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Pelham, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Alabama before hiring.
Showing 7 mortgage lenders in Pelham, AL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Franklin Financial
2631 Pelham Pkwy, Pelham, AL 35124
2056215846
Welcome Home Mortgage
2715 Pelham Pkwy Ste A, Pelham, AL 35124
2053583423
Alabama Mortgage Professionals Association
108 Windsor Ln, Pelham, AL 35124
2562210515
First Custom Mortgage Inc
2166 Pelham Pkwy, Pelham, AL 35124
2054440990
First Mortgage Consultants
1970 Chandalar Office Park Cir, Pelham, AL 35124
2056201881
Vince Pierce - Three Oaks Mortgage
2172 Pelham Pkwy Ste 101, Pelham, AL 35124
2054449494
Indio Kaizandu
2166 US-31, Pelham, AL 35124
2054328644
Pelham Alabama mortgage lenders help home buyers and homeowners secure financing for residential properties. Alabama law requires all mortgage loan originators to be licensed through the Alabama Banking Department. Local lenders in Pelham understand the Shelby County real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Pelham Cost?
Typical costs for a mortgage in Alabama include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 600 dollars, and title insurance of 500 to 1,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Pelham Alabama?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Alabama lenders also require proof of homeowners insurance and a property appraisal before closing.
How long does a mortgage loan take to close in Alabama?
A standard mortgage loan in Alabama usually takes 30 to 45 days to close. Delays can occur if the appraisal or title search takes longer than expected.
Are there special mortgage programs for first time buyers in Alabama?
Yes, the Alabama Housing Finance Authority offers the Step Up program with down payment assistance for qualified first time buyers. Many Pelham lenders also offer FHA and USDA loans which have lower down payment requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Alabama.